In this article, you will find all the necessary information for the insurance licensing process, which will help you easily complete the application and meet all the requirements. The insurance licensing process is controlled by the Kansas Department of Insurance.
You need to decide which category or types of insurance licenses you need, based on the type of insurance agent you choose to be and the types of policies you will sell.
The following are some examples of insurance plans you can sell within each form of license:
A lot of brokers obtain both certificates, so if you only sell one form of policy, you only need to obtain the certificate that best suits your needs.
In the first stage to obtain your insurance license in Kansas, you need to complete and submit the application. Also, you need to pay some fees.
There is no additional charge if you wish to apply a line of authority to your license later.
Complete and submit your online application via the Kansas Producer Desktop Tool.
In order to be able to apply for a certificate, you must provide fingerprints. A background check will be initiated after you submit your fingerprints. If you have previously committed any wrongdoing or serious crime, your licensing efforts can be hampered.
First to start the process, complete the Kansas Fingerprint Card Request Form. Then you will receive a physical fingerprint card by mail from the Insurance Department.
Print the Waiver Agreement and FBI Privacy Act Statement after you’ve completed the request form. This statement needs to be filled out and saved before you receive your card by mail.
After you have received your fingerprint card and waiver agreement the next step is to contact your local law enforcement officers to record your fingerprints. Ensure to bring both documents with you to the office.
In the presence of a law enforcement official, complete the fingerprinting and sign the card, and make them fill out their part of the waiver agreement.
The background check will start only after you submit the application and pay the fees.
With your application fee, you should also pay $60 for the background check and fingerprints.
If you have questions about background checks or fingerprints visit the Kansas Insurance Department Fingerprint page.
Once you choose the license type it is time to start preparing for the Kansas insurance exams.
The pre-license education is not a part of the requirements, this means that the state doesn’t need the pre-license credits and the studying is all up to you.
There are a lot of online courses that you can take. Before taking the exam make sure that you are ready for 100%.
The insurance test is the next step after you’ve completed all of your pre-license coursework or self-study. Each line of insurance you choose to carry would include a separate test.
In Kansas, the lines of Life, Accident, and Health (LA&H) and Property & Casualty (P&C) are mixed, so you’ll have to take two tests to get all of these lines of authority: Property, Casualty, Life, Accident, and Health.
The following is the fee for each exam attempt:
When you enter, you must have a photo ID and all other paperwork requested by the testing center.
The Kansas Insurance Department determines the exam’s passing score. Pearson VUE guarantees that no person has an unfair advantage or disadvantage as a result of a specific test format by standardization and regulation. Each test requires a 70% passing score to pass.
Note: You must wait seven days to retake the exam if you failed it. And you will have to wait six months to retake the exam if you fail three times.
Your license application will be reviewed by the state after you have submitted it and met all of the other criteria. Your background check, which was requested by the submission, will be reviewed as well.
If everything is okay, and your application is approved. Your license should be provided very easily. It’s possible that any items from the background check will need to be checked, which will slow down the issuance process. If this is the case, the state can contact you to get more information about the problems they’ve found.
The application approval process typically takes three to five (3-5) business days. Your certificate will be released after the review is completed, and you will receive an email confirmation from the Department of Insurance.